Questions? We'd Love to Hear From You.

About the Valley Agency

A family owned and operated independent insurance agency since 1907, we provide comprehensive insurance services to clients in Pennsylvania and Maryland.

As an independent agency, our access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy. We are dedicated to you and are committed to treating you as a person, not a policy. This commitment means we shall:

• Work with you to identify the insurance and financial services that are right for you, your family or your business, and use our access to multiple companies to deliver those products.
• Guide you through the claims process for a prompt and fair resolution of your claim.
• Help solve problems related to your coverages or account.
• Explain the coverages and options available to you through our agency, at your request.
• Return your phone calls and e-mails promptly and respond to your requests in a timely manner.
• Provide 24/7 services for our customers, offering any or all of the following: emergency phone numbers, Internet account access, e-mail and call center services.
• Use our experience and multiple company relationships to customize your coverage as needed.
• Commit our staff to continuing education so they may be more knowledgeable in serving you.
• Treat you with respect and courtesy.
• Conduct our business in an ethical manner.

The Valley Agency Team:

Russell G. Smith, Owner

Susan Oyler Smith, Owner

Stacey B. Rickard, CISR, Commercial Accounts

Cindy Mull, CISR, Commercial / Health / Life Accounts

Beth Hartman, Personal Accounts

Andrew Mackey, Business Development

Jeannie Brant, Accounting / Operations Manager

Laura Raifsnider, Commercial Lines Assistant